About PayFlow
We help online businesses add local payment methods in the countries they need — without months of back-and-forth with dozens of providers.
What we do
Our database holds more than 250 offers from payment providers in dozens of countries: instant payments such as PIX, UPI and SPEI, P2P, cards, mobile wallets, bank transfers and crypto. Based on the merchant's form, an algorithm shortlists suitable options, and an operator negotiates onboarding with providers by hand.
How onboarding works
You fill in a short form: GEO, business model, volume and payout requirements. It takes a couple of minutes and needs no documents. Right after submitting, your dashboard shows which offers match.
Then the operator contacts providers and updates the statuses. Once a provider is ready, credentials appear in the dashboard: merchant ID, keys and API endpoints.
Why it is free
Merchants pay only the provider's own fees; we add no markup.
Why provider names are hidden
Until terms are agreed you see offers under a code such as "Position #A1B2C3", with the rate, timeline and requirements. The name is revealed at the "Ready" stage. This protects our agreements with providers and keeps requests from being routed around us, while you compare offers on substance rather than brand.
Who we work with
E-commerce, digital services, online education and high-risk niches such as gaming, betting and forex, wherever a provider holds the licence and terms for that business. We do not help projects whose activity is illegal in the merchant's country or the country where payments are accepted.
How to reach us
Email info@payflow.team or message our Telegram bot, and we will help you figure out where to start.
Can't find your GEO?
Submit a request — an operator will check providers that are not yet listed in the public catalog.