Payment method

P2P: accepting payments for online businesses

P2P acceptance means payment by transfer between personal accounts or cards via a payment agent. It is popular where card acquiring for online businesses is unavailable or expensive, especially in high-risk niches.

43payment options
17countries
2.6%rate from
3 daysonboarding from
How it works

How to connect P2P with PayFlow

01

Questionnaire

GEO, business model, volumes and payout requirements. 2 minutes, no documents.

02

Auto-matching

The algorithm weighs GEO, rate, onboarding, refunds and legal entity requirements.

03

Approval

An operator negotiates with providers by hand and moves the status to “In review”.

04

Credentials in your dashboard

Approved methods get the “Ready” status, with merchant ID, keys and endpoint inside.

FAQ

Frequently asked questions

How do I start accepting P2P payments?
Submit a request on the site by answering 4 questions about your GEO and business model. An operator will match providers with P2P, agree terms and issue access in your merchant account.
Can I connect P2P without a legal entity?
Yes, with some providers: 36 of 43 options with P2P are available without a legal entity. The operator will tell you which fit your niche.
How much does accepting P2P cost?
Rates start from 2.6% and depend on niche, volume and country. The operator agrees exact terms with the provider for your business.
How long does it take to connect P2P?
From 3 days after terms are agreed and documents are checked. With turnkey onboarding the operator handles the process for you.

We will connect P2P for your business

Answer 4 questions — we will match providers with P2P, agree terms and issue access.

Get matched