Questionnaire
GEO, business model, volumes and payout requirements. 2 minutes, no documents.
Payment method
UPI: accepting payments for online businesses
UPI (Unified Payments Interface) is India's instant payment system operated by NPCI. Customers pay from their bank account via an app or QR code, making it the key local method for online businesses.
15payment options
1country
6.5%rate from
3 daysonboarding from
Where UPI works
Countries where we have options to accept UPI. Each country page lists all methods and terms.
What to know about UPI
- 12 of 15 options can be connected without a legal entity
- payouts: Crypto, Fiat, Bank
- onboarding from 3 days
- 1 of 15 options support refunds
How it works
How to connect UPI with PayFlow
Auto-matching
The algorithm weighs GEO, rate, onboarding, refunds and legal entity requirements.
Approval
An operator negotiates with providers by hand and moves the status to “In review”.
Credentials in your dashboard
Approved methods get the “Ready” status, with merchant ID, keys and endpoint inside.
FAQ
Frequently asked questions
How do I start accepting UPI payments?
Submit a request on the site by answering 4 questions about your GEO and business model. An operator will match providers with UPI, agree terms and issue access in your merchant account.
Can I connect UPI without a legal entity?
Yes, with some providers: 12 of 15 options with UPI are available without a legal entity. The operator will tell you which fit your niche.
How much does accepting UPI cost?
Rates start from 6.5% and depend on niche, volume and country. The operator agrees exact terms with the provider for your business.
How long does it take to connect UPI?
From 3 days after terms are agreed and documents are checked. With turnkey onboarding the operator handles the process for you.
We will connect UPI for your business
Answer 4 questions — we will match providers with UPI, agree terms and issue access.
Other payment methods
P2P43 payment options · 17 countriesVisa / Mastercard46 payment options · 10 countriesBank transfer24 payment options · 12 countriesSBP16 payment options · 1 countryOpen Banking7 payment options · 2 countriesMobile Money6 payment options · 3 countries
Calculate your processing cost → · Local payment methods for online businesses →