Questionnaire
GEO, business model, volumes and payout requirements. 2 minutes, no documents.
Payment method
Open Banking: accepting payments for online businesses
Open Banking lets customers pay straight from their bank account through bank APIs (account-to-account). In Europe it is a fast alternative to cards with lower fees and no card-scheme chargebacks.
7payment options
2countries
2%rate from
3 daysonboarding from
Where Open Banking works
Countries where we have options to accept Open Banking. Each country page lists all methods and terms.
What to know about Open Banking
- 1 of 7 options can be connected without a legal entity
- payouts: Crypto, Fiat, Bank
- onboarding from 3 days
- 5 of 7 options support refunds
How it works
How to connect Open Banking with PayFlow
Auto-matching
The algorithm weighs GEO, rate, onboarding, refunds and legal entity requirements.
Approval
An operator negotiates with providers by hand and moves the status to “In review”.
Credentials in your dashboard
Approved methods get the “Ready” status, with merchant ID, keys and endpoint inside.
FAQ
Frequently asked questions
How do I start accepting Open Banking payments?
Submit a request on the site by answering 4 questions about your GEO and business model. An operator will match providers with Open Banking, agree terms and issue access in your merchant account.
Can I connect Open Banking without a legal entity?
Yes, with some providers: 1 of 7 options with Open Banking are available without a legal entity. The operator will tell you which fit your niche.
How much does accepting Open Banking cost?
Rates start from 2% and depend on niche, volume and country. The operator agrees exact terms with the provider for your business.
How long does it take to connect Open Banking?
From 3 days after terms are agreed and documents are checked. With turnkey onboarding the operator handles the process for you.
We will connect Open Banking for your business
Answer 4 questions — we will match providers with Open Banking, agree terms and issue access.
Other payment methods
Visa / Mastercard46 payment options · 10 countriesP2P43 payment options · 17 countriesBank transfer24 payment options · 12 countriesSBP16 payment options · 1 countryUPI15 payment options · 1 countryMobile Money6 payment options · 3 countries
Calculate your processing cost → · Local payment methods for online businesses →