Questionnaire
GEO, business model, volumes and payout requirements. 2 minutes, no documents.
Payment method
Mobile Money: accepting payments for online businesses
Mobile money (M-Pesa, MTN MoMo, Airtel Money) are telecom-operated mobile wallets and the main cashless payment method in many African countries. Customers confirm payment on their phone, no bank account required.
6payment options
3countries
2.8%rate from
3 daysonboarding from
Where Mobile Money works
Countries where we have options to accept Mobile Money. Each country page lists all methods and terms.
What to know about Mobile Money
- 1 of 6 options can be connected without a legal entity
- payouts: Crypto, Bank, Fiat
- onboarding from 3 days
- 4 of 6 options support refunds
How it works
How to connect Mobile Money with PayFlow
Auto-matching
The algorithm weighs GEO, rate, onboarding, refunds and legal entity requirements.
Approval
An operator negotiates with providers by hand and moves the status to “In review”.
Credentials in your dashboard
Approved methods get the “Ready” status, with merchant ID, keys and endpoint inside.
FAQ
Frequently asked questions
How do I start accepting Mobile Money payments?
Submit a request on the site by answering 4 questions about your GEO and business model. An operator will match providers with Mobile Money, agree terms and issue access in your merchant account.
Can I connect Mobile Money without a legal entity?
Yes, with some providers: 1 of 6 options with Mobile Money are available without a legal entity. The operator will tell you which fit your niche.
How much does accepting Mobile Money cost?
Rates start from 2.8% and depend on niche, volume and country. The operator agrees exact terms with the provider for your business.
How long does it take to connect Mobile Money?
From 3 days after terms are agreed and documents are checked. With turnkey onboarding the operator handles the process for you.
We will connect Mobile Money for your business
Answer 4 questions — we will match providers with Mobile Money, agree terms and issue access.
Other payment methods
Visa / Mastercard46 payment options · 10 countriesP2P43 payment options · 17 countriesBank transfer24 payment options · 12 countriesSBP16 payment options · 1 countryUPI15 payment options · 1 countryOpen Banking7 payment options · 2 countries
Calculate your processing cost → · Local payment methods for online businesses →