Method by country
Mobile Money in Kenya: how to start accepting payments
Mobile Money in Kenya: 3 options in our database. Rates from 2.8%. Onboarding from 3 days. Free matching and turnkey onboarding.
3payment options
2.8%lowest rate
3 daysfastest onboarding
1no legal entity
Mobile Money in Kenya: terms
- 1 of 3 options can be connected without a legal entity
- payouts: Bank, Crypto, Fiat
- onboarding from 3 days
- 2 of 3 options support refunds
What is Mobile Money
Mobile money (M-Pesa, MTN MoMo, Airtel Money) are telecom-operated mobile wallets and the main cashless payment method in many African countries. Customers confirm payment on their phone, no bank account required.
All methods and terms in Kenya → · Calculate your processing cost →
FAQ
Frequently asked questions
How do I start accepting Mobile Money payments?
Submit a request on the site by answering 4 questions about your GEO and business model. An operator will match providers with Mobile Money, agree terms and issue access in your merchant account.
Do I need a legal entity to accept Mobile Money in Kenya?
Yes, with some providers: 1 of 3 options with Mobile Money are available without a legal entity. The operator will tell you which fit your niche.
How much does it cost to accept Mobile Money in Kenya?
Rates start from 2.8% and depend on niche, volume and country. The operator agrees exact terms with the provider for your business.
How fast can I start accepting Mobile Money in Kenya?
From 3 days after terms are agreed and documents are checked. With turnkey onboarding the operator handles the process for you.
Start accepting Mobile Money in Kenya
Answer 4 questions — we will match providers with Mobile Money, agree terms and issue access.