Quasi-acquiring
Quasi-acquiring is accepting card payments through a payment agent that receives the funds to its own account and then pays the merchant.
In classic acquiring the bank contracts directly with the merchant. In a quasi setup the buyer pays an agent or aggregator, which then settles with the merchant under an agency agreement. For the payer it looks like a normal card payment.
Quasi-acquiring is used when direct acquiring is not available: no local entity, a high-risk niche or a slow bank review. Onboarding is faster, but rates are usually higher and reserve and payout terms stricter.
Understand the legal structure: whose MCC is used, who is liable to the card scheme for chargebacks and how fast the agent pays out.
Related terms
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