Questionnaire
GEO, business model, volumes and payout requirements. 2 minutes, no documents.
Payment method
SPEI: accepting payments for online businesses
SPEI is the Bank of Mexico's real-time interbank transfer system. It is widely used to pay online by bank transfer, including via payment links or CLABE account details.
2payment options
1country
2%rate from
7 daysonboarding from
Where SPEI works
Countries where we have options to accept SPEI. Each country page lists all methods and terms.
What to know about SPEI
- all options require a legal entity and KYC
- payouts: Bank, Crypto, Fiat
- onboarding from 7 days
- 2 of 2 options support refunds
How it works
How to connect SPEI with PayFlow
Auto-matching
The algorithm weighs GEO, rate, onboarding, refunds and legal entity requirements.
Approval
An operator negotiates with providers by hand and moves the status to “In review”.
Credentials in your dashboard
Approved methods get the “Ready” status, with merchant ID, keys and endpoint inside.
FAQ
Frequently asked questions
How do I start accepting SPEI payments?
Submit a request on the site by answering 4 questions about your GEO and business model. An operator will match providers with SPEI, agree terms and issue access in your merchant account.
Can I connect SPEI without a legal entity?
Options with SPEI usually require a legal entity and KYC. The operator will advise on jurisdiction and documents.
How much does accepting SPEI cost?
Rates start from 2% and depend on niche, volume and country. The operator agrees exact terms with the provider for your business.
How long does it take to connect SPEI?
From 7 days after terms are agreed and documents are checked. With turnkey onboarding the operator handles the process for you.
We will connect SPEI for your business
Answer 4 questions — we will match providers with SPEI, agree terms and issue access.
Other payment methods
Visa / Mastercard46 payment options · 10 countriesP2P43 payment options · 17 countriesBank transfer24 payment options · 12 countriesSBP16 payment options · 1 countryUPI15 payment options · 1 countryOpen Banking7 payment options · 2 countries
Calculate your processing cost → · Local payment methods for online businesses →